I am self-employed. I had an accident at work. Can I make a Claim?

If you are self-employed and have an accident you should not assume that the accident is your fault, or that you cannot make a claim. Many people in industries such as construction or farming are 'self-employed' but that just means that they do not have a payslip from the company they work for. We have succeeded with many cases for people who were 'self-employed'.

Whilst it is true to say that you should take care for your own safety, the company you work for are likely to be liable in many cases. For example, if you only work for them, when they tell you to and where they tell you, you are in reality an employee. They must take care for your safety. You may be using their tools or equipment or normally work on their premises. If the equipment you are given is defective, or the place where you work unsafe your 'employer' will be to blame.

On construction sites there are often many different parties working at the same time - the main contractor, sub-contractors, plumbers, electricians, roofers, groundworkers, joiners, scaffolding contractors and so on. It may be that your accident was caused by any number of different parties. We can advise you on whether or not you have a claim.

If you are self-employed and not sure if you can make a claim, just ask. We will be happy to advise you. Call free on 0800 048 2355 to speak to a member of our team between 8 am and 6 pm Monday to Friday. Outside of those hours you can leave us a message on the same phone number, or alternatively complete the Online Enquiry Form at the bottom of this page with a brief description of your accident and we will get back to you as soon as possible.